Legal Information

Last Updated: January 1, 2025

Company Registration & Business Information

Business Address & Contact Information

Principal Business Address:
GiftLama Education LLC
2847 North Lincoln Avenue
Chicago, IL 60657
United States

Mailing Address:
Same as principal business address

Registered Agent:
GiftLama Education LLC
2847 North Lincoln Avenue
Chicago, IL 60657
United States

Business Operations & Purpose

Primary Business Activities

• Educational content creation and publishing related to gift cards and digital payments
• Consumer education and awareness programs for gift card safety and security
• Research and analysis of gift card industry trends and best practices
• Development and maintenance of educational web-based resources
• Publication of guides, articles, and informational materials

What We DO NOT Do

• Sell, distribute, or provide gift cards of any kind
• Process financial transactions or payments
• Act as a merchant, retailer, or intermediary in gift card transactions
• Provide financial, legal, or investment advice
• Offer customer service for gift card platforms or retailers

Regulatory Compliance

Federal Compliance

• Federal Trade Commission (FTC): Compliance with consumer protection guidelines
• Consumer Financial Protection Bureau (CFPB): Adherence to financial education standards
• Americans with Disabilities Act (ADA): Website accessibility compliance
• CAN-SPAM Act: Compliance with email marketing regulations
• Children's Online Privacy Protection Act (COPPA): Protection of children's privacy

State Compliance (Illinois)

• Illinois Consumer Fraud and Deceptive Business Practices Act: Consumer protection compliance
• Illinois Personal Information Protection Act: Data protection requirements
• Illinois Business Corporation Act: Corporate governance and reporting

Industry Standards

• Better Business Bureau (BBB): Ethical business practices
• National Association of Consumer Advocates (NACA): Consumer protection standards
• Web Content Accessibility Guidelines (WCAG): Digital accessibility standards

Intellectual Property Rights

Copyright Protection

All content on GiftLama.org, including but not limited to text, images, graphics, logos, designs, and software, is protected by United States and international copyright laws. The compilation and arrangement of all content is the exclusive property of GiftLama Education LLC.

Trademark Usage

The following marks and names are proprietary to GiftLama Education LLC:

• "GiftLama.org" (trademark pending)
• "Smart Gift Card Solutions" (service mark)
• GiftLama.org logo and associated graphics
• Website design and layout elements

Third-Party Trademarks

We acknowledge and respect the intellectual property rights of third parties. All mentioned brand names, trademarks, and service marks belong to their respective owners and are used solely for educational and informational purposes under fair use principles.

Data Protection & Privacy Compliance

Privacy Laws Compliance

• California Consumer Privacy Act (CCPA): Protection of California residents' privacy rights
• General Data Protection Regulation (GDPR): European Union data protection compliance
• Illinois Biometric Information Privacy Act (BIPA): Biometric data protection
• Various state privacy laws: Compliance with applicable state regulations

Data Security Measures

• SSL/TLS encryption for all data transmissions
• Regular security assessments and penetration testing
• Employee training on data protection practices
• Incident response and breach notification procedures
• Third-party security audits and certifications

Terms of Service Integration

This legal information page supplements our comprehensive Terms of Service, which governs your use of the GiftLama.org website. Key legal documents include:

• Terms of Service - Usage terms and user agreements
• Privacy Policy - Data collection and protection practices
• Legal Disclaimer - Limitations and disclaimers
• Cookie Policy - Cookie usage and management
• Refund Policy - Service refund terms (where applicable)

Professional Liability & Insurance

Business Insurance Coverage

• General Liability Insurance: Commercial general liability coverage
• Professional Liability Insurance: Errors and omissions coverage
• Cyber Liability Insurance: Data breach and cyber incident coverage
• Business Interruption Insurance: Coverage for business operations

Dispute Resolution & Legal Procedures

Governing Law

All legal matters related to GiftLama Education LLC and this website are governed by:

• State Law: Laws of the State of Illinois
• Federal Law: Applicable United States federal laws
• Jurisdiction: Courts of Cook County, Illinois

Dispute Resolution Process

1. Direct Communication: Initial attempt to resolve disputes through direct communication
2. Mediation: Non-binding mediation through qualified mediators
3. Arbitration: Binding arbitration through American Arbitration Association
4. Litigation: Court proceedings as a last resort

Accessibility Commitment

GiftLama Education LLC is committed to ensuring digital accessibility for all users, including those with disabilities. We strive to comply with:

• Americans with Disabilities Act (ADA): Federal accessibility requirements
• Web Content Accessibility Guidelines (WCAG) 2.1: Level AA compliance
• Section 508: Federal accessibility standards
• State accessibility laws: Applicable state-level requirements

Environmental & Social Responsibility

Corporate Social Responsibility

• Consumer Education: Promoting financial literacy and consumer protection
• Fraud Prevention: Contributing to community safety through scam awareness
• Digital Inclusion: Making educational resources accessible to all
• Environmental Sustainability: Digital-first operations to minimize environmental impact

Financial Transparency

Revenue Model

GiftLama Education LLC operates as an educational resource with the following revenue sources:

• Educational Services: Consultation and educational program development
• Content Licensing: Licensing of educational content to institutions
• Speaking Engagements: Expert speaking at industry events
• Research Services: Industry research and analysis

No Gift Card Sales

Important: GiftLama Education LLC does not derive revenue from gift card sales, transactions, or referrals. We maintain complete independence from gift card retailers and platforms to ensure unbiased educational content.

Legal Contact Information

For legal matters, compliance questions, or official business inquiries:

Legal Department
GiftLama Education LLC
2847 North Lincoln Avenue
Chicago, IL 60657
United States

Legal Email: [email protected]
Compliance Email: [email protected]
Business Phone: +1 (773) 555-0147
Business Fax: +1 (312) 784-9257

Document Retention & Records

GiftLama Education LLC maintains comprehensive business records in accordance with legal requirements:

• Corporate Records: Articles of incorporation, bylaws, board resolutions
• Financial Records: Tax returns, financial statements, accounting records
• Compliance Records: Regulatory filings, compliance certifications
• Legal Records: Contracts, agreements, legal correspondence
• User Records: Privacy-compliant user interaction logs

Updates and Amendments

This legal information page is updated periodically to reflect:

• Changes in business registration or licensing
• Updates to regulatory compliance requirements
• Modifications to business operations or structure
• Changes in legal or regulatory environment

Material changes will be communicated through website notices and direct communication where appropriate.

Last Updated: January 1, 2025

Document Version: 1.0